R 051514Z FEB 09
FM CNO WASHINGTON DC
TO NAVADMIN
BT
UNCLAS //N05720//
NAVADMIN 042/09
MSGID/GENADMIN/CNO WASHINGTON DC/DNS/FEB// 
SUBJ/MILITARY SAVES WEEK, 22 FEBRUARY-1 MARCH 2009// 
POC/MARY SPEAR/CIV/CNIC/LOC: WASHINGTON DC/TEL:(757) 721-2415/
/EMAIL: MARY.SPEAR.CTR@NAVY.MIL//
RMKS/1. IN VIEW OF CURRENT ECONOMIC CONDITIONS, IT IS IMPERATIVE THAT 
COMMANDS FOSTER AN ENVIRONMENT OF SOUND FINANCIAL HABITS AND THE SELF 
DISCIPLINE TO ADHERE TO ESTABLISHED SPENDING PLANS. MILITARY SAVES WEEK, 
ESTABLISHED AS AN INTEGRAL PART OF THE DEPARTMENT OF DEFENSE 
(DOD)PERSONAL FINANCIAL READINESS CAMPAIGN, PROVIDES AN OPPORTUNITY FOR 
COMMANDERS TO ENCOURAGE SAILORS AND FAMILY MEMBERS TO ESTABLISH 
PERSONALSAVINGS GOALS AND HABITS TO IMPROVE PERSONAL FINANCIAL FITNESS. 
THIS SOCIAL MARKETING CAMPAIGN IS DESIGNED TO CHANGE BEHAVIOR, BY 
EDUCATING OUR PERSONNEL ON HOW TO BUILD WEALTH, NOT DEBT. 2. THE WEEK 
OF 22 FEB - 1 MAR 2009 HAS BEEN SET ASIDE TO ENCOURAGE, MOTIVATE, AND 
EDUCATE SAILORS AND THEIR FAMILIES TO INCREASE PERSONAL SAVINGS, 
DECREASE DEBT, AND DEVELOP FINANCIAL FITNESS HABITS THAT LEAD TO 
IMPROVED FINANCIAL STABILITY AND OVERALL UNIT MISSION READINESS.
3. THE MILITARY SAVES CAMPAIGN, DEVELOPED THROUGH A COOPERATIVE 
AGREEMENT BETWEEN DOD AND THE CONSUMER FEDERATION OF AMERICA (CFA), 
ENCOURAGES LEADERSHIP TO PROMOTE WEALTH BUILDING MESSAGES AND CONDUCT 
UNIT LEVEL CAMPAIGNS AND EVENTS FOR MILITARY MEMBERS TO SET SAVINGS 
GOALS, OPEN SAVINGS ACCOUNTS, MAKE REGULAR CONTRIBUTIONS TO HOUSEHOLD 
SAVINGS, INCREASE DEBT PAYMENTS, AND PARTICIPATE IN FINANCIAL EDUCATION 
PROGRAMS.
4. THE MILITARY SAVES CAMPAIGN IS A COMMAND INITIATIVE, IN WHICH 
LEADERSHIP CAN WORK TO CREATE A CULTURE THAT ENCOURAGES SAVINGS AND 
FINANCIAL READINESS. THE COMMAND FINANCIAL SPECIALIST (CFS) SHOULD BE 
INVOLVED, ALONG WITH OTHER KEY COMMAND LEADERS, IN COORDINATING 
EDUCATIONAL EVENTS, WORKSHOPS, AND OTHER CREATIVE ACTIVITIES DESIGNED 
TO ENCOURAGE INCREASED PERSONAL SAVING BEHAVIOR.
5. COMMANDS SHOULD FULLY UTILIZE LOCAL RESOURCES (PUBLIC AFFAIRS, FLEET 
AND FAMILY SUPPORT CENTERS, INSTALLATION BANKS AND CREDIT UNIONS, CHILD 
AND YOUTH PROGRAMS, SENIOR ENLISTED ADVISORS, SPOUSE CLUBS AND 
ORGANIZATIONS, MILITARY BANKING AND CREDIT UNION LIAISON OFFICERS, AND 
THE NAVY AND MARINE CORPS RELIEF SOCIETY) IN EVENT PLANNING. TO ASSIST 
IN MAKING MILITARY SAVES WEEK A SUCCESS AT YOUR COMMAND, RESOURCE 
INFORMATION AND TOOL KITS ARE AVAILABLE FOR DOWNLOAD AT 
HTTP://WWW.MILITARYSAVES.ORG.
6. FOR MILITARY SAVES WEEK 2009, A SPECIAL EMPHASIS SHOULD BE PLACED ON 
OUR MILITARY CHILDREN AND YOUTH. AS SUCH, INSTALLATIONS ACROSS THE 
NATION ARE ENCOURAGED TO PARTICIPATE IN THE CONCURRENT MILITARY YOUTH 
SAVES WEEK BY PARTNERING WITH CHILD AND YOUTH PROGRAMS, SCHOOLS, AND 
FLEET AND FAMILY SUPPORT CENTERS REGARDING FUN EVENTS AND EDUCATIONAL 
FORUMS. IN ADDITION, INSTALLATION BANKS AND CREDIT UNIONS MAY OFFER 
SPECIAL INCENTIVES FOR OPENING AND/OR CONTRIBUTING TO A SAVINGS ACCOUNT.
7. FINANCIAL READINESS STARTS WITH MAKING A COMMITMENT, SETTING A 
FINANCIAL GOAL, AND WORKING TOWARD ACHIEVING THAT GOAL. SAILORS AND 
FAMILY MEMBERS CAN BECOME MILITARY SAVERS BY MAKING A PERSONAL 
COMMITMENT, DEVELOPING A SAVINGS PLAN, AND UTILIZING FINANCIAL 
EDUCATION SERVICES AVAILABLE THROUGH FLEET AND FAMILY SUPPORT CENTERS. 
COMMANDS ARE ENCOURAGED TO PROMOTE MAXIMUM UTILIZATION OF MILITARY 
SAVES EVENTS.
8. RELEASED BY VICE ADMIRAL J. C. HARVEY, JR., DIRECTOR, NAVY STAFF.// 
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