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ATTENTION INVITED TO  
ROUTINE
R 082229Z MAY 13 PSN 276105H21
FM CNO WASHINGTON DC
TO NAVADMIN
ZEN/OU=DOD/OU=NAVY/OU=ADDRESS LISTS(UC)/CN=AL NAVADMIN(UC)
INFO ZEN/CNO WASHINGTON DC
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***THIS IS A 2 SECTION MESSAGE COLLATED BY OIX GATEWAY NORFOLK VA*** QQQQ
SUBJ: FAMILYGRAM 02-13 INSURANCE BENEFITS UNCLASSIFIED/ PASS TO ALL OFFICE 
CODES:
FM CNO WASHINGTON DC//N1//
TO NAVADMIN
INFO CNO WASHINGTON DC//N1//
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NAVADMIN 122/13

MSGID/GENADMIN/CNO/WASHINGTON DC/N1/MAY//

SUBJ/FAMILYGRAM 02-13 INSURANCE BENEFITS//

REF/A/MSG/CNO WASHINGTON DC/N1/140040ZMAY08//
REF/B/MSG/CNO WASHINGTON DC/N1/011914ZMAY12//
NARR/REF A IS NAVADMIN 131/08, SURVIVORS OF DECEASED MEMBERS ELIGIBLE FOR 
TRANSPORTATION TO ATTEND BURIAL CEREMONIES.  REF B IS NAVADMIN 148/12, DEFENSE 
SELF-SERVICE LOGON AND E-BENEFITS ACCESS FOR SERVICE MEMBERS UNCLASSIFIED.//

RMKS/1.  THIS NAVADMIN PROVIDES INFORMATION ON FAMILY INSURANCE BENEFITS AND 
ASSISTS NAVY FAMILIES WITH PREPARING FOR LIFESTYLE CHANGES DUE TO DISABILITY 
OR DEATH.  PLANNING YOUR FAMILY'S FINANCIAL FUTURE IN THE EVENT OF DEATH OR 
SERIOUS INJURY IS AN IMPORTANT CONSIDERATION FOR EVERY SAILOR.  MILITARY 
MEMBERS HAVE ACCESS TO A VARIETY OF INSURANCE PRODUCTS PROVIDED BY THE 
DEPARTMENT OF VETERANS AFFAIRS (VA) AND OTHER BENEFITS TO ASSIST IN THESE 
TIMES OF NEED.  ADEQUATE INSURANCE PROTECTION AND COVERAGE SHOULD BE THE 
FOUNDATION OF YOUR FINANCIAL PLANNING.  WHETHER MARRIED OR SINGLE, TAKE TIME 
TO REVIEW THE BENEFITS AVAILABLE AND DETERMINE YOUR INSURANCE NEEDS.

2.  KEEPING THE RECORD STRAIGHT.  FIRST AND FOREMOST, ENSURE YOUR NAVPERS 
1070/602 DEPENDENCY APPLICATION RECORD OF EMERGENCY DATA (PAGE 2) IS UP-TO-
DATE AND REFLECTS YOUR DESIRED BENEFICIARIES FOR MONETARY COMPENSATION AND 
NOTIFICATION.
     A.  REVIEW, UPDATE, AND SIGN YOUR PAGE 2 ANNUALLY AND AFTER ANY 
SIGNIFICANT LIFE EVENT SUCH AS MARRIAGE, DIVORCE, BIRTH OF A CHILD, ADDITION 
OF DEPENDENTS AND CHANGE IN DUTY STATION.  MAKE SURE ALL ADDRESSES ARE CURRENT 
AND ALL RELATIVES AND BENEFICIARIES ARE CLEARLY IDENTIFIED AND ACCURATE.  OUT-
DATED INFORMATION CAN DELAY NOTIFICATION OF NEXT-OF-KIN OR RESULT IN ERRONEOUS 
PAYMENTS OF BENEFITS TO PERSONS OTHER THAN THOSE INTENDED BY THE MEMBER.
FINALLY, CHECK YOUR RECORD TO VERIFY THE CHANGES WERE MADE TO REFLECT YOUR 
DESIRES FOR DEATH BENEFITS.  FOR EXAMPLE, LACK OF UPDATES AND VERIFICATION HAS 
RESULTED IN PAYMENTS NOT BEING MADE TO THE INTENDED BENEFICIARY.
     B.  REMEMBER TO INCLUDE INFORMATION ON SIBLINGS.  PER REF (A), SIBLINGS 
OF SERVICE MEMBERS ARE NOW ELIGIBLE FOR TRANSPORTATION TO ATTEND BURIAL 
CEREMONIES OF THE SERVICE MEMBER.  AN ACCURATE PAGE 2 ENSURES LOVED ONES ARE 
PROMPTLY NOTIFIED AND COMPASSIONATELY CARED FOR IN THE EVENT OF A TRAGEDY.

3.  SERVICEMEMBERS' GROUP LIFE INSURANCE (SGLI) PROVIDES LOW-COST TERM LIFE 
INSURANCE COVERAGE TO ELIGIBLE SERVICE MEMBERS.  IF YOU QUALIFY AS ELIGIBLE 
FOR SGLI, YOU ARE AUTOMATICALLY ENROLLED IN THE PROGRAM AT THE MAXIMUM LEVEL 
OF COVERAGE AND A MONTHLY PAYMENT IS AUTOMATICALLY DEDUCTED FROM YOUR BASE 
PAY.  HOWEVER, TO DESIGNATE BENEFICIARIES, OR TO REDUCE, DECLINE OR RESTORE 
SGLI COVERAGE, YOU MUST COMPLETE AND SUBMIT THE SGLI ELECTION AND CERTIFICATE 
FORM (SGLI 8286).  FOR MORE INFORMATION ON ELIGIBILITY, COVERAGE, PREMIUM 
RATES, CONVERTING SGLI TO VETERANS GROUP LIFE INSURANCE (VGLI) OR A COMMERCIAL 
POLICY, AND MORE GO TO HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/SGLI.ASP (ALL 
LOWERCASE).

4.  FAMILY SERVICEMEMBERS' GROUP LIFE INSURANCE (FSGLI) AUTOMATICALLY PROVIDES 
TERM LIFE INSURANCE COVERAGE FOR SPOUSES AND DEPENDENT CHILDREN OF SERVICE 
MEMBERS WHO ARE INSURED UNDER SGLI.
EFFECTIVE 2 JANUARY 2013, SERVICE MEMBERS MARRIED TO SERVICE MEMBERS ARE NO 
LONGER AUTOMATICALLY ENROLLED IN THE FSGLI PROGRAM.  SERVICE MEMBERS PAY A 
PREMIUM FOR SPOUSE COVERAGE WHILE DEPENDENT CHILDREN ARE COVERED AT NO COST. 
COVERAGE RANGES FROM $10,000 TO $100,000.  FOR ADDITIONAL INFORMATION ABOUT 
FSGLI, VISIT THE VA WEBSITE AT HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/FSGLI.ASP 
OR
HTTP://WWW.PUBLIC.NAVY.MIL/BUPERS-
NPC/SUPPORT/CASUALTY/FSGLI/PAGES/DEFAULT.ASPX
TO ACCESS THE NAVY PERSONNEL COMMAND WEB PAGE.

5.  TRAUMATIC SERVICEMEMBERS' GROUP LIFE INSURANCE (TSGLI) IS 24/7 (ON AND 
OFF-DUTY) COVERAGE WHICH IS DESIGNED TO PROVIDE SHORT-TERM ASSISTANCE TO 
TRAUMATICALLY INJURED SERVICE MEMBERS AND THEIR FAMILIES TO EASE THE FINANCIAL 
BURDENS ASSOCIATED WITH RECOVERING FROM A SERIOUS INJURY.  PAYMENTS RANGE FROM 
$25,000 TO $100,000 BASED ON THE SEVERITY OF THE INJURY.  TO LEARN MORE ABOUT 
THIS PROGRAM, QUALIFYING INJURIES, AND THE CLAIMS PROCESS VISIT 
HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/TSGLI.ASP (ALL LOWERCASE).

6.  VGLI ALLOWS VETERANS TO CONVERT THEIR FULL-TIME SGLI COVERAGE TO LIFETIME 
RENEWABLE TERM INSURANCE WHEN THEY RETIRE OR SEPARATE FROM ACTIVE DUTY.  VGLI 
COVERAGE IS AVAILABLE IN INCREMENTS OF $10,000 UP TO A MAXIMUM OF $400,000.  
HOWEVER, A SERVICE MEMBER'S INITIAL VGLI COVERAGE AMOUNT CANNOT EXCEED YOUR 
SGLI COVERAGE AMOUNT IN FORCE AT THE TIME OF SEPARATION FROM SERVICE.  SERVICE 
MEMBERS NOW HAVE UP TO 240 DAYS FOLLOWING THEIR DATE OF SEPARATION TO CONVERT 
EXISTING SGLI TO VGLI COVERAGE WITHOUT THE NEED TO PROVIDE EVIDENCE OF GOOD 
HEALTH.  INFORMATION ON THIS FEATURE AS WELL AS ELIGIBILITY CRITERIA, 
COVERAGE, INCREASING THE AMOUNT OF COVERAGE, AND COST IS AVAILABLE AT 
HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/VGLI.ASP (ALL LOWERCASE).

7.  DEATH GRATUITY PROVIDES A TAX FREE PAYMENT OF $100,000 TO DESIGNATED 
BENEFICIARIES OF MEMBERS OF THE ARMED FORCES WHO DIE WHILE ON ACTIVE DUTY OR 
WHILE SERVING IN CERTAIN RESERVE STATUSES.
FOR MORE INFORMATION AND ELIGIBILITY CRITERIA GO TO 
HTTP://MILITARYPAY.DEFENSE.GOV/BENEFITS/DEATH%20GRATUITY/ (ALL LOWERCASE).

8.  DEFENSE SELF-SERVICE (DS) LOGON.  REF (B) DIRECTED ALL NAVY PERSONNEL TO 
OBTAIN A DS LOGON BY 8 NOVEMBER 2013.  THE DS LOGON PROVIDES SERVICE MEMBERS, 
VETERANS AND ELIGIBLE DEPENDENTS THE ABILITY TO MANAGE THEIR DOD AND VETERAN'S 
AFFAIRS (VA) BENEFITS, CLAIMS AND MILITARY DOCUMENTS ONLINE FOR THE LIFETIME 
OF THEIR AFFILIATION WITH DOD AND VA.  PLEASE GO TO THE EBENEFITS PORTAL AT:
WWW.EBENEFITS.VA.GOV

9.  ONLINE FAMILY RESOURCES:
    A.  INSURANCE ISSUES FOR MILITARY MEMBERS:
HTTP://WWW.NAIC.ORG/CONSUMER_MILITARY_INSURANCE.HTM
    B.  POINTS OF CONTACT FOR VA INSURANCE BENEFITS:
HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/RESOURCES-CONTACT.ASP
    C.  ASSESSING YOUR LIFE INSURANCE NEEDS AND OPTIONS:
HTTP://WWW.BENEFITS.VA.GOV/INSURANCE/LIFEINS101.ASP
    D.  VETERANS CRISIS LINE.  CONFIDENTIAL HELP FOR VETERANS AND THEIR 
FAMILIES: 1-800-273-8255 PRESS 1 OR HTTP://VETERANSCRISISLINE.NET

10.  THE INFORMATION ABOVE, INCLUDING WEBSITE LINKS, IS OFFERED FOR 
INFORMATIONAL PURPOSES ONLY.  REFERENCE TO THESE RESOURCES DOES NOT CONSTITUTE 
AN OFFICIAL ENDORSEMENT OR APPROVAL BY THE DEPARTMENT OF THE NAVY OF ANY 
PRODUCT, SERVICE, OR OPINION OF THE RESPONSIBLE EXTERNAL AGENCY.  THE 
DEPARTMENT OF THE NAVY BEARS NO RESPONSIBILITY FOR THE ACCURACY OR THE CONTENT 
OF EXTERNAL WEB SITES.

11.  POINT OF CONTACT IS MS. BETTY TALLEY, N135F, AT (901) 874- 4299/DSN 882 
OR VIA E-MAIL AT betty.talley@navy.mil.

12.  RELEASED BY VICE ADMIRAL S. R. VAN BUSKIRK, N1.//

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